Buying Investment Property

Whether you are first time buyer considering buy to let property investment or an experienced property developer looking to buy more investment property, New Homes Direct can help you locate and finance your new investment property.

There are several key success factors to consider when buying investment property:

Buying cheap

Buying property others don’t want (requiring work, certain locations, converting commercial property, slow market conditions)
Buying property where others aren’t aware of availability or potential (use of internet for research, buy land, new locations in Uk or overseas, buying off plan)
Buying with discounts (via clubs, consortium, off plan, having the right contacts)
Buying early (eg off plan, first phase)
Buying fast (28-day exchange) to access discounts at end of financial year
Buying in bulk (buying in a consortium, or having capital to buy >1 plot)

Adding capital value

Holding onto property over a long period
Refurbish, converting or extending property
Property hotspots, local investment increasing local values
Buying below market value and selling for normal market value

Covering costs and making an income

Buy with low capital investment, (interest-only, buy-to-let mortgages, cash back)
Rent property to family, students, buy-to-let, corporate-let (where rental exceeds mortgage payments)
Holiday rentals (overseas)

Use pension contribution and funds to cover initial capital and monthly costs (2006 personal pension funds can be used for property)
to cover initial capital and monthly costs (2006 personal pension funds can be used for property)

Cashing-in at the right time

Long term investment for capital growth
Long term investment for pension
Short term investment – turn properties as soon as renovated or realise increased value

Following the above points reduces the risks involved in buying investment property. Our brokers can find you the best mortgage deals for investment property and buy to let property, saving you even more money.