Helping first-time buyers to get on the property ladder

With some lenders now offering mortgages equivalent to 3-5 times single or joint income - there is a much better chance for first time buyers to get on the property ladder. However many buyers are still unable to save enough cash for their deposit, stamp duty and all the fees! So we have developed 2 schemes to help first times buyers purchase their first home.

First Steps - With a commitment deposit of only £2500 you will get a brand new homes with 5% deposit paid, no stamp duty and no fees to pay, plus a bonus of £500 per month for the first year and £2500 worth of Ikea vouchers!

London Scheme - With a commitment deposit of £5000 you will get 5% deposit, 1% stamp duty and all your fees paid, plus a bonus of £500 per month for 6 months and £2500 worth of Ikea vouchers!

First Steps Scheme -

5% Deposit, stamp duty and all fees paid, plus a bonus of £500 per month for a year!

Our First Steps Scheme allows buyers to purchase their first property with a cash investment of only £2500! You receive:

5% gifted deposit on your new apartment or house
1-3% stamp duty paid
All your fess – including your survey fee, solicitor fees, searches and our fees
On completion you receive £500 per month towards your mortgage costs for the first year

You will:

Need to have a mortgage offer in place (Decision in Principle or DIP) or be prepared to complete our MORTGAGE APPLICATION FORM
Be over 25, have a good credit history and have a single or joint income of more than £25k – with these criteria you should be able to obtain a mortgage offer of 4 times your earnings
Be prepared to exchange contracts within 4-6 weeks, which means you could be in your new home within 2 months!

Once you have your mortgage offer and have found the property you would like to purchase, you will be asked for £2500 commitment deposit. This is used to reserve your property and initiate the searches and valuation. This is non-refundable if you decide to pull out of the sale, however if the sale proceeds you will receive your £2500 back in the form of Ikea vouchers!

The London Deal!

We are currently negotiating with a few developers in London - so we can offer you:

5% gifted deposit
1% stamp duty paid*
All fees, including valuation, solicitors, searches and our fees
On completion you receive £2500 Ikea vouchers
A bonus of £500 per month for 6 months.

You will have to pay a £5000 commitment deposit upfront, which is non-refundable, once you have your mortgage offer and have found a property you want to reserve.

*On properties over £250k we pay your 3% stamp duty but you do not receive any Ikea vouchers or a monthly bonus.

How can we offer this deal?

We already work with developers to offer discounted properties to investors. Typically a developer will provide an incentive to encourage an investor to buy a number of properties or move quickly. We are negotiating a similar incentive but using it to provide a great deal for first time buyers.

Initially the scheme will be limited to a few developments, or in clusters in specific towns.
This will be extended as the scheme grows and more developers come on board.
There is a separate scheme for London properties due to the high level of demand in London

If you are interested in any of these schemes; please contact Ann Stanley on 07930 384443 or email ann@anicca-solutions.com